EarnWealth personal loan can help you realise your dreams of having that perfect wedding to visiting your dream holiday destination. The loan can also help in meeting unexpected expenses and medical emergencies too. Here are some key features.
Our quick personal loan is available for salaried individuals and self-employed professionals. You can borrow from Rs 1 Lakh to Rs 25 Lakhs basis your eligibility.
You can repay your personal loan in tenures ranging between 1 and 5 years.*
You can borrow more money by using the top up facility available for existing users.
An increasing number of consumers are now taking personal loans for their purchases, especially the big-ticket ones. They are also converting their purchases into equated monthly instalments (EMIs). personal loans help the households meet any shortfall they experience in buying a house or a car, in children's higher education, or even in cases of medical contingencies, among other things.
|Income||Minimum Rs 15,000|
|Loan Amount||Upto Rs 15 lakh|
|Work Experience||Minimum 1 Month|
|Basic Documentation||KYC, latest bank statements etc are required|
*Eligibility may vary as per scheme chosen
Our relationship manager will fix up an appointment to come to your premises and collect the requisite documents for quick personal loans.
After your documents have been collected, we will verify your personal loan application; this may involve a personal discussion with you.
Approval & Disbursal
If the reports are satisfactory after verification, your loan will be approved and the money will be deposited in the same bank account for which the statement has been provided.
EarnWealth provides personal loans for salaried individuals based on the assessment of following documents:
Please review the personal loan document checklist here:
*Requirement of personal loan documents might vary according to the scheme chosen.
It is an unsecured loan taken by individuals from a bank or a non-banking financial company (NBFC) to meet their personal needs. It is provided on the basis of key criteria such as income level, credit and employment history, repayment capacity, etc.
It can be used for any personal financial need and the bank will not monitor its use. It can be utilised for renovating your home, marriage-related expenses, a family vacation, your child's education, purchasing latest electronic gadgets or home appliances, meeting unexpected medical expenses or any other emergencies.
You can borrow loan amount from Rs.1 Lakh to Rs.20 Lakhs depending on your eligibility basis the financial documentssubmitted, repayment capacity and loan amount limit in your respective location.
You can choose from a range of repayment methods for your personal loan. The options available are:
1. Electronic Clearing Service (ECS)
2. Post Dated Cheques (PDC)