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Cash on Car Features & Benefits

A cash on car is your gateway to safety and security that a four-wheeler offers.

Simple and Easy Application

You can get car loan from EarnWealth First by conveniently applying for your loan application online.

Flexible Tenure

Enjoy repayment options up to 84 months on your used car loan.

Maximum Loan Offered

We finance up to 125% of the vehicle's value

Fixed Rate Loan

EarnWealth used car loan comes with a fixed rate of interest; which means that you don't need to worry about any increase in your monthly instalments.

Cash on Car Eligibility Criteria

In order to find out if you meet our used car loan eligibility, you have to fulfil only a few conditions after which we will process your application:

Criteria Salaried Self Employed
Age 21-60 Years 25-65 Years
Income Minimum Rs 15,000 Turnover 12 Lakh
Loan Amount Upto Rs 50 lakh Upto Rs 50 lakh
Work Experience Minimum 1 Year Minimum 3 Year
Basic Documentation KYC, latest bank statements etc are required KYC, latest bank statements etc are required
*T&C Apply

*Eligibility may vary as per scheme chosen

Apply for Cash on Car

A simple and easy process

It just takes a few minutes to apply for used car loan online with EarnWealth. An EarnWealth representative will call you once you have submitted your details on the website.

Walk-in to a dealership

You can walk into a used car dealership that is associated with EarnWealth across 35 cities in India to apply for a used car loan.

Submit your documents

After your documents have been collected, we will verify your car loan application; this may involve a personal discussion with you.

Drive away in your favourite car

If the reports are satisfactory after verification, your loan will be approved and the money will be deposited in the same bank account for which the statement has been provided.

Documents Required for Cash On Car

EarnWealth provides Personal Loans for both self-employed and salaried individuals based on the assessment of following documents:

Please review the personal loan document checklist here:


Photo Identity Proof

  • dot Pan Card
  • dot Aadhaar Card

Address Proof

  • dot Aadhaar Card
  • dot Passport
  • dot Electricity Bill
  • dot Telephone Bill
  • dot Bank Account Statement
  • dot Rent Agrrement
  • dot Postpaid Mobile Bill

Business proof

  • dot3 Year old ShopAct Liecense

*Requirement of car loan documents might vary according to the scheme chosen.

Questions? We are happy to help you

  • Q.What is Cash on Car?
    • With a car loan, you no longer have to wait to accumulate the entire purchase amount. You can repay the loan in equated monthly instalments (EMIs) over the loan tenure. EarnWealth offers car loans at attractive terms with quick and easy paperwork, and gives you a near-instant decision on the approval. We finance up to 125% of the carís cost and offer flexible loan tenures. Itís time to graduate to four wheels and enjoy the joys of car ownership with an EarnWealth car loan.

  • Q.What are the eligibility parameters for a Cash on Car?
    • If you aspire to own a four-wheeler using a pre-owned car loan, you need to be at least 21 years of age. EarnWealth provides car loan to both salaried and self-employed professionals. You should have at least 1 year of work or business experience. car loans are available for cars that are up to 10 yearsí old. If you meet all the conditions, you can speak with a Capital First representative available at your car dealership or visit our website and leave your details and we will arrange to have you called back. Alternatively you can contact us at +91-7030958800 or write to us at