EarnWealth Solutions Pvt. Ltd.

Terms & Conditions for Referral Partner for EarnWealth Application

Welcome to EarnWealth ("Android Application") owned and operated by EarnWealth Solutions Private Limited (CIN U74900PN2014PTC152269), herein after referred and addressed as EarnWealth, a company incorporated under the provisions of the Companies Act, 2013 and having its registered office at 106, Picasso Kedari Arcade, Opp. Badhai Sweets, Salunke Vihar Road, Wanwari, Pune, Maharashtra 411040.

This document/agreement/understanding is an electronic record in terms of Information Technology Act, 2000 and is generated by a computer system and does not require any physical or digital signatures. This document is published in accordance with the provisions of Rule 3 of the Information Technology (Intermediaries Guidelines) Rules, 2011.

Before you may use the Application, you must read all of the terms and conditions ("Terms herein”) and the Privacy Policy provided on the Website. By using EarnWealth's products, software, services, Website and Application ("Services herein"), you understand and agree that EarnWealth will treat your use of the Services as acceptance of these terms from such point of usage. You may not use the Services if you do not accept the Terms. If you do not agree to be bound by these Terms and the Privacy Policy, you may not use the Application in any way.

It is strongly recommended for you to return to this page periodically to review the most current version of the Terms. EarnWealth reserves the right at any time, at its sole discretion, to change or otherwise modify the Terms without prior notice, and your continued access or use of this Website signifies your acceptance of the updated or modified Terms. If you object to these Terms or any subsequent modifications to these Terms or become dissatisfied with the Website in any way, your only recourse is to immediately terminate use of the Application.

Acceptance of EarnWealth Referral Partner Program

EarnWealth Referral Partner Program allows individual to get associated with EarnWealth and refer EarnWealth the customers who would like to apply for loans, Credit Lines, Insurance, Investments, Real-estate or Credit Cards. To participate, individuals must agree to these Referral Program Terms and Conditions (“Referral Terms”), which become part of the EarnWealth Terms of Service, and which govern your participation in the Referral Program.

You acknowledge and agree that EarnWealth’s Referral Program is intended for and shall be used by businesses or individuals for affiliate lead generation and that Referral Links (defined below) shall be provided to EarnWealth only.

Description and Acceptance of Services

Company, hereby offers you with access to information primarily about certain financial products/services including loan facility, credit cards facility, investment services such as Savings account, Fixed Deposits and mutual funds (the "Services"). The App provides loan, credit card facility, Savings account, fixed deposits which is powered by EarnWealth Solutions Pvt. Ltd.

Your continued usage of the Services and ancillary services from time to time would also constitute acceptance of the Terms including any updation or modification thereof and you would be bound by this Agreement until this Agreement is terminated as per provisions defined herein.

You agree to receive communications through emails, telephone and/or SMS, from the Company or its third party vendors/business partners regarding the Services/ancillary services updates, information/promotional emails and/or product announcements. In this context, you agree and consent to receive all communications at the mobile number provided, even if this mobile number is registered under DND/NCPR list under TRAI regulations. And for that purpose, you further authorize Company to share/disclose the information to any third party service provider or any affiliates, group companies, their authorized agents or third party service providers.

Company will retain and use your information as necessary to comply with our legal obligations, resolve disputes and enforce our agreements entered into for providing Services and ancillary services.

License and App Access

By using the App you agree not to: (i) use this App or its contents for any commercial purpose; (ii) make any speculative, false, or fraudulent transaction or any transaction in anticipation of demand; (iii) access, monitor or copy any content or information of this App using any robot, spider, scraper, or other automated means or any manual process for any purpose without our express written permission; (iv) violate the restrictions in any robot exclusion headers on this App or bypass or restrict or circumvent other measures employed to prevent or limit access to this App; (v) take any action that imposes, or may impose, in our discretion, an unreasonable or disproportionately large load on our infrastructure; (vi) deep-link to any portion of this App (including, without limitation, the purchase path for any service) for any purpose without our express written permission; or (vii) "frame", "mirror" or otherwise incorporate any part of this App into any other App without our prior written authorization.


You declare and confirm that you are a resident of India, above 18 (Eighteen) years of age, and have the capacity to contract as specified under the Indian Contract Act, 1872, while availing the Services offered herein via this.

Submitted Content

By sharing or submitting any content including any data and information on the App, you agree that you shall be solely responsible for all content you post on the App and Company shall not be responsible for any content you make available on or through the App. You grant Company a perpetual, irrevocable, non-terminable, worldwide, royalty-free and non-exclusive license to use, copy, distribute, publicly display, modify, create derivative works, and sublicense such materials or any part of such content. You are prohibited from posting or transmitting to or from this App: (i) any unlawful, threatening, libellous, defamatory, obscene, pornographic, or other material or content that would violate rights of publicity and/or privacy or that would violate any law; (ii) any commercial material or content (including, but not limited to, solicitation of funds, advertising, or marketing of any good or services); and (iii) any material or content that infringes, misappropriates or violates any copyright, trademark, patent right or other proprietary right of any third party. You shall be solely liable for any damages resulting from any violation of the foregoing restrictions, or any other harm resulting from your posting of content to this App.

Payment Terms

1) By Registering on the App, you agree to the pay-out terms as proposed by the company.

2) You also agree that the pay-outs may vary from time to time at the sole discretion of the company.

3) The pay-outs credited will be post deduction of TDS. TDS will be as per prevailing government guidelines.

4) The revenue credit for a referred lead will be given only for 60 Days from the date of application from the customer.

Bureau Checks

1) By registering on the app, you agree that Bureau checks like CIBIL, Experian, Equifax, and CRIF will be generated by our lending partners for the customers referred by you.

2) By registering on the app, you are authorizing our lending partners to call, send SMS, Offers, and Campaigns for your customers, irrespective of their registration with DND/DNC, under TRAI guidelines.